Most business owners are their Business, they are the labor they are the accounting department they are the sales department they are the decision makers and so on. That making them the biggest asset and risk to their company. As business owners start their business in there respective fields it feels as if that is the biggest hurdle is just starting the business then it becomes growing it and from there it becomes maintaining that growth. Key person insurance for business owners insures that if something happens to the Key PERSON (owner) that the successors Of the business have the funds available to replace or recoup the loss of their Key person. Be it a death or health complications to the key person. We have many insurance policies that can Protect the Key person and the business in case of an unexpected emergency. Hard to insure or not we can get you or anyone you know approved even if you have suffered illnesses in the past. Non medical insurance plans available as well.
Please feel free to contact us for a free quote or evaluation of your specific situation. #lifeinsurance#insurance#business#businesswoman#businessinsurance#keyperson#corporate#corporateinsurance#executive#owners#surrey#richmond#yvr#langley#vancouver#world#globe#broker#agent#buyandsell#cancer#protection#legacy#future
Did You Know? A Disability insurance is a type of insurance that will provide income in the event a worker is unable to perform their work and earn money due to a disability. Sign Up Today —> www.lifeinsuranceissimple.com
1 217 minutes ago
No one likes thinking about life insurance, but purchasing a policy means your loved ones will not find themselves in a difficult financial situation if you were to die unexpectedly.
A life insurance policy will provide you with peace of mind in case you’re diagnosed with a terminal or debilitating illness. With some types of life insurance, you also have the option to cash out your policy in case of an emergency.
The most common options are:
1. Cash-value life insurance is designed as a permanent form of life insurance that includes a death benefit component and a savings component.
Cash-value savings can be accessed in many ways. With some types of policies, the cash value can be withdrawn. Withdrawals are tax-free to the extent they don’t exceed the total amount of premiums deposited into the policy. However, withdrawals can have the effect of decreasing the death benefit amount.
2. Term life. A term life insurance policy is a more affordable option. Coverage with a term policy lasts only for a specific time period (often offered at 10-, 20-, or 30-year terms), with no cash value accruing. When the term is over, the policy coverage (and required premiums) will end.
Consider adding policy riders that will allow you to access the policy death benefit in the event of a terminal illness or even convert a portion of your term policy into a permanent policy (such as whole life or universal life). Purchasing life insurance can be confusing. We can help you understand the various life insurance options available in today's market. Call Option Insurance Group and our experienced insurance experts will be happy to assist.
first day vs last day.
dental school has been good to/for him.
we are grateful for midwestern university & the impact they will forever have on @ric_sherman & our family.
hawke and i prayed everyday for ric:
“we pray that dad’s hands may be steady & his mind may be sharp.”
beyond proud of you honey.
his diploma is here & dental license came through! if you’re in need a dentist...i have a hot one 🔥 to recommend.
ps we graduated without his motorcycle 🏍 😐 #handinsurance#lifeinsurance
Stop by our #AuroraWest office TOMORROW and get to know El Bueno, La Mala y el Feo!!! We'll be raffling two bicycles, a grill, and more! Come by between 4-6 PM and ask for a free quote for your auto insurance for a chance to win!!! 📍🤩 #MagnumInsurance
Financial Education Seminar
Learn how to be paid what you’re worth while help people and protect their families in crisis financially.. Join us at this free Seminar this Saturday May 25, you won’t be disappointed! Tag any current insurance agents you may know or, even people that are looking for a great way for side income!
La rutina? La rutina puede ser mortal!!! El momento es ahora!!!
Planes de negocios, conviértete en asesor de seguros y materializa tus sueños!!!!
𝗟𝗶𝗰. 𝗠𝗶𝗹𝗱𝗿𝗲𝗱 𝗟𝗼𝗽𝗲𝘇 𝗮𝗴𝗲𝗻𝘁𝗲 𝗱𝗲 𝘀𝗲𝗴𝘂𝗿𝗼𝘀 𝘆 𝗲𝘀𝗽𝗲𝗰𝗶𝗮𝗹𝗶𝘀𝘁𝗮 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗲𝗿𝗮. — ✅ 𝗦í𝗴𝘂𝗲𝗺𝗲 𝗲𝗻 𝗜𝗻𝘀𝘁𝗮𝗴𝗿𝗮𝗺 @𝗺𝗶𝗹𝗱𝗿𝗲𝗱.𝗹𝗼𝗽𝗲𝘇.𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲
𝗺𝗹.𝗶𝗻𝘃𝗶𝗱𝗮.𝗳𝗻@𝗴𝗺𝗮𝗶𝗹.𝗰𝗼𝗺 / 𝘁𝗹𝗳 +𝟭 (𝟮𝟭𝟬) 𝟳𝟱𝟯 𝟯𝟰𝟱𝟭 —
If you are the primary bread winner and you don’t come home tonight. What financial situation will that leave your spouse and children? Can they grieve and process and move forward without the fear of bills or debt?
Can they live the next 5-10+ years and not have to completely uproot their lives because they can’t afford to survive.
If not, then please please reach out to someone and learn more about the many ways you can protect your family’s financial future!
@wannabedebtfree recently did a really interesting post on how you would answer someone if they asked why it is worth it to pay off your debts early and become debt free. For me it is this, just because you can afford the payments now doesn't mean you that in future you will, if your circumstances change suddenly you may be left in a difficult position because of debt or purchases made on credit. If you or your partner were suddenly to lose your job tomorrow or if your relationship or marriage were to end suddenly... Are you financially stable enough to survive those changes? Back a year or two ago a change like that would have left me in a dire financial situation. I lived pay day to pay day for so many years that if my employer withheld funds I would have been plunged into debt, I had no savings and bought things 'buy now pay later' because I could afford the repayments. We now both have a few thousand pounds each in savings to help us weather any short term difficulty as an emergency fund but one thing I need to do is sort out life insurance for the both of us, as neither of us are in the position to be able to comfortably afford our mortgage individually if we were to lose the other. What do you need to do to make sure you can survive a change of circumstances?
Life is full of precious moments with precious people. Protect the ones you love. ⠀
My name is Randall Beaver and I help people understand their insurance options. I represent over 40 insurance carriers but work for you. ⠀
Click: https://buff.ly/2W23s32⠀ #lifeinsurance#family
(TGIF) 🎯 Everyday feels like a Friday, When one has the right Financial vehicle: w/ Life Insurance as your Financial Muscle; gives one the ability, to be able to get to the 🧀 and maneuver safely through the obstacle course we know as “The Stock Market.” 💯💪🏼❤️🙌🏼😉
(What’s CASH VALUE?!) 💸💰 .
Cash Value = Compounding Interest 💵
Getting married is a big leap. As you start planning your future, don’t forget to put a solid financial base in place. While you may have already talked about joint or separate bank accounts and what gets paid by whom and when, there is probably a piece you haven’t talked about: insurance. Don't forget to ask these two questions.
1. Do you have any life insurance?
2. Do you have disability insurance?