Spent the weekend immersed in training, motivation, celebration, inspiration and love. Hearing so many amazing success stories ignited my heart. It is my responsibility, not my opportunity, to help my friends transform their emotional, physical and financial selves.
Millenials are the worst when it comes to leaving tips, a survey from creditcards.com says
The survey found that Americans between the ages of 18 and 37 are much less likely to tip
"Nearly one in three leaves less than a 15-percent tip at restaurants," the survey finds. "Older adults tip more."
The survey also found that, when presented with a variety of suggested tipping options like you may find at a food truck or coffee shop, "about one in six millenials say they regularly choose the lowest option, and nearly one in five gives no tip -- the highest figures of any age group."
Millenials would actually prefer high prices without having to leave a tip, the survey says
"Philosophically, young adults are the most likely to say they would prefer to do away with tips and have the service charge included in restaurant food prices," the survey says. "About 27 percent of millennials say they favor that option to the existing system
One-thousand adults participated in the survey, creditcards.com says
In its findings, the company says the data doesn't necessarily mean millenials are cheap
"A more nuanced explanation is that people with more money tend to tip more, and young adults as a whole have lower incomes than people who are further along in their careers," the company says
Michael Lynn, a tipping expert at Cornell University's School of Hotel Administration says "it is difficult to tell if tipping in general is becoming more widespread or less common.
1 2313 hours ago
“WE FIND OURSELVES LOOKING AT RETIREMENT 10 YEARS DOWN THE ROAD WITH MIXED FEELINGS. We have both been married previously and have basically started over with our finances as well as our relationships. We feel that because of our pensions, social security, and 401k type plans, we will be able to survive but not thrive in retirement as we would like to. We don't yet feel secure enough in our finances that we would be able to assist our children, aging parents, or deal with emergency contingencies. Because of our location, saving money does not come easy to a mailman and special education teacher. We know we need to invest but are struggling with where to start. We believe that finding Cole and Fat Fish has been a godsend. We are looking to invest long term (at least 10 years) in stocks of companies that we feel present similar values as ourselves. We are done putting our toes in the water and are ready to take care of this."⠀
"In 10 years we will be sharing our daily morning cup of coffee on the back porch of our retirement mountain cabin overlooking the lake. Our children will have just taken our boat out from our dock. They enjoy spending their vacation time here with us. Our life is stress free because our investment account is giving us at least a $2,000 a month cushion that alleviates the worries that life can bring. We've spent the last 10 years investing in companies that we believe in and that share our values. We no longer feel that we need to work a few more years because our account will sustain us the rest of our lives. Looking back at the last 10 years we see that we've achieved our goals. We invested wisely in companies that used our money in a way that we would approve... When we retire, if we were feeling good about things, if we were happy, that would be the picture we would see."⠀
Tomorrow, two brave fishmongers—a husband-wife squad—will boldly plunge into the foreign ocean of picking their own winners with intent to transform the quality of their in-ten-years retirement. When will you launch your lifetime of investing?
"Direct sales or network marketing truly is the perfect job for retirement. Think about all the reasons for retiring. Working. Every. Single. Day. No control over what you do and when you do it, limited vacations, long commutes, driving to work in snow storms. You get the idea." Love my Rodan + Fields Business!
1 914 hours ago
I have a confession......I am 38 years old and I have ZERO retirement plan. None. At. All.
Careerwise I have always been a gypsy and trying to find my place to contribute to society. I loved being a massage therapist yet I didn't have the business sense or confidence at 22 to take advantage of it. When I gave up on my body being able to handle the number of massages I needed to do, I went back to school at 29.
Still I have floated looking and feeling for the #career that fulfills me. That career that excites me and inspires me to be better, to do better, to grow and share my heart and passion.
And you know what happened?
I got a migraine. A migraine that would change my life. A migraine saved by @younglivingeocanada Peppermint essential oil and their Seed to Seal process.
Peppermint was my saviour for 6 months. During that time I researched Young Living and essential oils and I thought "well why not?" And then I met @thejulerof3 and @ylnatalie and after one afternoon sipping tea and talking oils ...... I FELT ALIVE!
I felt excited. I felt motivated. I felt like I was finally where God had always known I would be. I just had some lessons to learn along the way and now it was time.
Today I am just as grateful and passionate for that #migraine. Without it, who knows when I would have finally arrived at my destination and been blessed with a financial opportunity to have a retirement plan. To have financial and lifestyle goals. I can have those now and I am so grateful.
This was my daddy's mantra
. Be willing to suffer now and enjoy later... Retirement age fast approaching
What age would you like to retire?
5 9618 hours ago
Thank-you so, so much to all of the beautiful souls who have donated to my Dad's Hike this year and battling the silence of mental health and depression. Every time we share Dad's story, speak up about how we're really feeling and remember to treat everyone from a place of love and understanding, we're stepping up and making a difference in his honour. We're all just doing our best, but we all need a helping hand. Thank-you for helping me to make a difference.
If you would like to help, even a $5 or $10 donation, sharing this post, or even reaching out to someone that you care about and telling them Dad's Story, might be the difference for another family who doesn't have to say good-bye too early to someone that they love most. Xx
Beach reading thoughts... 💭
Oftentimes, when we hear information that may ruffle our feathers, we meet it with a bit of resistance. And that's a totally normal reaction when we hear something that challenges what has always been accepted as truth.
One of our daily challenges is to keep an open, beginner's mind when we're faced with information that takes us off guard.
When that happens, keeping this quote in mind is a doozie. Xx
🤷🏻♀️Who determined how much time a mom needs off before she’s “ok” to return to work after a baby? 6 weeks is far too soon, and 12 weeks isn’t great, either!
👩🏻⚕️Today was my first day back to work. I told myself I would be fine. I wasn’t going to get emotional about leaving Emma. After all, she’s my third. I’ve done it before, I can do it again. No big deal. You guys, I cried 😭 feeding Emma this morning because I knew it would be 15 hours until I held her again.
I 🍼pumped in the car on the way to work-which is a feat in and of itself 😂 Anyone else do that?
I looked for my name on the assignment sheet, and it wasn’t there. Called the nursing supervisor, and she said I wasn’t on the schedule. I could go home! I cried happy tears 😭😂
🙌🏼Driving home, I thanked God for the blessing of being canceled. Thankful for the fact that I have my own business, and we don’t rely on my income from the hospital. I think it was His way of showing me that I am exactly where He wants me. This could have been super stressful if we were depending on me getting a paycheck from the hospital today.
Do I love being a nurse? 💯Absolutely. I don’t want to work from home because I don’t love what I do anymore. That’s not true. But nothing will ever top being home with my babies.
💵So do you need an additional stream of income without sacrificing time away from your family? It’s about working smarter, not harder and longer. I can tell you how I’m doing that and show you the way.♥️