While moving home can be one of the busiest and most stressful times in your life, sorting out your mortgage doesn’t have to be. In fact, mortgages can be pretty straightforward when moving home, whether you take your current mortgage with you to your new property or decide to remortgage.
If you have decided to move, speaking to a mortgage adviser is a great way to help you with your situation. An adviser will look at your individual circumstances and recommend the right option for you to take.
• Portable mortgage - keep your current deal
If your current mortgage has a lower rate than existing deals, you may want to consider porting your mortgage.
Although one of the simpler options, deciding whether or not to port your mortgage will depend on a few factors. For example, the time remaining on your current mortgage deal, your affordability when porting, if you’re porting your mortgage to a more expensive property or if you’re tied into your current deal with early repayment charges. Ultimately, the deciding factor will be whether it’s financially the right option for you.
• Remortgage - get a new mortgage deal
Alternatively, if you’re moving home, this could be a great opportunity for you to look around for a better mortgage deal. Many homeowners look at remortgaging when moving house, to get a lower interest rate.
However, it is important before you consider remortgaging to check any penalties or additional fees that may occur, such as arrangement fees and exit fees. Many lenders charge exit fees when you leave your existing deal.
To understand more about how remortgaging works, I’ll be more than happy to help.
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0 52 minutes ago
The insurance market is booming again...
you can eventually earn more than €25K per year
We are urgently in need of youthful and ambitious staff for an established & growing Insurance/Financial company in Malta. As an "intermediary" you will be representing customers in their insurance needs and transactions, assisting in finding the most suitable insurance products. Previous insurance experience not necessary, on the job training will be provided, and candidates will eventually be promoting a broad range of insurance products, meeting clients one on one.
What we are looking for:
• Out-going "people person" with a flare for sales
• Experience not required, previous experience in sales is a plus
• Fluent English & Maltese required for this position
• EU Candidates only
What we are offering:
• Progressive remuneration (base salary +commission)
• First calendar year you will be expected to make up to €18K (training & probation period)
• Assertive employees can expect to earn between €25K up to €70K / annum
Apply online at - or
Send CV's in English to - [email protected]#malta#jobs#vacancies#work#insurance#finance#sales#broker#insurancesales#insurancebroker#insurancejobs#workinmalta#jobsinmalta
❓What if I’ve been with my broker for years, they know what’s best for my business right?
‼️Incorrect - Not all Brokers have access to all of the markets in CA. Our agents have access to ALL carriers in CA for maximum savings call 818-306-8333
When you run a successful business for a long time, you understand that adjustments must constantly be made in order to understand, keep up with, and beat your competition. .
Today, those adjustments are becoming a lot more radical with technology moving at such a rapid pace. The idea of using social media, an online presence, to establish a brand is something that is foreign to most business owners my father’s age. .
I want to thank @cormiofrank for having enough faith in me to give me the freedom and resources to broadcast our brand and continue to make it grow. .
Thanks for accompanying me to #agent2021 to learn with me!
4 6649 minutes ago
& You can start TODAY!👏🏼 Give us a call and let us see how we can help start you on your path toward success!🙏🏼🙌🏼➡️ 479-250-1550
2 14an hour ago
21 Jan 2019 - The Association of Indonesian Qualified Insurance and Reinsurance Brokers (APARI) and The Australia and New Zealand Institute of Insurance and Finance (ANZIIF) collaboratively conducted Natural Catastrophe Seminar - in Jakarta.
The subject-matter expert was Mr. Karl Armstrong, the past immediate President of ANZIIF whom has experience in settling earthquake complicated claims in Christchurch. Whilst Mr. Heddy Pritasa complementary gave local perspective due to his position as Director of Maipark (earthquake pool). This was the 1st APARI-ANZIIF event in 2019 and there will be more events coming this year.
There was also certificate ceremony to witness APARI members who are mutually recognized as ANZIIF members, and vice versa. Congratulations!
With the Leafs playing the Capitals tonight, we know who Tracey will be cheering for! Tracey wears her interests on her sleeve, sometimes literally, since she’s a huge sports fan. Her cubicle is usually decorated with her favourite teams depending on the season. Read more about Tracey in our latest issue of TOB!
A goal without a plan is a dream. A goal with a plan is your future. If you can visualize your goals so clearly and you decide that you are willing to do anything to achieve them, the rest will fall into place.
“Do what you love and you’ll never work a day in your life.” — I used to think that was impossible...until it wasn’t.
5 16533 hours ago
*WINTER DRIVING + STRESS* 🚗❄️ Death grip on the steering wheel? Do you slam on the brakes the instant you start to slide? Do you find yourself over-correcting a skid? Skidding is scary, but panicking makes it much worse. Relax your grip, brake gently, and steadily, steer smoothly as you keep your eyes locked on where you want to go. “Be smooth” isn’t just good advice for dating—it’s perfect for winter driving, too.
💁🏽♂️”Man, you’ve changed...”
🤦🏻♂️”What... you think I’ve worked this hard to stay the same?”
⛓NEVER DEFEND YOUR GROWTH⛓
29 54462:54 PM Jan 13, 2019
Most often, the person standing in the way...is YOU! Remember, God created you ON PURPOSE, WITH A PURPOSE.
28 53824:06 AM Jan 12, 2019
This is one of the main reasons people are not documenting their life as they build their personal brand. They fear failing in front of others. You’ll never completely stop caring what other people think, so quit beating yourself up. The 🔑 is not allowing what other people think affect your actions!
You can say something terrible about me. It may hurt for a second, but I promise you I won’t skip a beat.
🏇🏻Think of a race horse. It hears everything going on around it, but the blinders keep it focused on the finish line.
Who’s opinion are you letting affect your actions right now?
💯 Keep hustling & smiling... Everything else will work itself out.
13 50583 days ago
🔑What is the most effective way to lead a team?
I had a great time chopping it up on the Rise to Grind Podcast!
5 44138:35 PM Jan 10, 2019
I’ve found that every struggle I’ve been through has been a catalyst for future success.
This is great to talk about in hindsight...not so fun to wrap your head around when you’re in the storm... But that doesn’t make it any less true. Know this- there is a purpose in your pain. The quicker you figure out what that purpose is, the quicker you will use it to grow.
65 34805:55 PM Jan 14, 2019
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