This is WHY I preach so heavily about financial independence. This is WHY I say the things I do about marriage, about stay at home moms, about wanting men to be your “provider”. This happens on all fronts. I know a woman who preys on people in need. I know women who are also financial abusers and use their money for indentured servants. Landlords too. There are so many forms of financial abuse and I been through it myself. It went HAND AND HAND with DOMESTIC VIOLENCE! I’ve been bloody, I almost been killed. I had bruises, fat lips, a black eye. The emotional and mental abuse was even worse than the physical. So please don’t accept help from someone so quickly. Please don’t ask people for money, favors or anything else. And don’t be so willing to accept anything from anyone. It’s okay to turn down money and favors. Usually they come with a hidden agenda or an ulterior motive. I don’t even accept free drinks or meals from men who probably want my conversation, my time, my phone number, my name, my body and maybe even my love which I’m not willing to give out ANY of that, so no I’ll politely decline! My mother , my sister and some of my friends CURRENTLY are all financial abuse victims. If someone is quick to offer to “take care of you” or “help you”, RED FLAG! If a man WANTS you to stay home and not work - RED FLAG! If someone is overly willing to give you a place to stay or help you when you are in a time or need/ down in the dumps/ or desperate- RED FLAG! People will prey on your weakness, your vulnerability and desires in the form of generosity and philanthropy! Stay WOKE! #fakehelping#fakegenerosity#fakephilanthrophy#fakeproviders#stayathomemoms#marriage#stayathomeparents#stayathomespouses#trapped#stuck#depression#suicidal#misery#financialindependence#badbreadwinners#abuse#power#indenturedservitude#financialabuse#financialabuseisreal#financialabuseisabuse#financialabusesurvivor#domesticviolence#domesticviolencesurvivor#awareness
I just made this quick flowchart & following PSA. I shared the Budget Enemy story in my IG Stories since I’ve been asked so many times recently. I’m sharing it so you can gain perspective if you are dealing with someone similar on your #debtfreejourney. I’m not sharing it to look for advice. My family & I are very happy & super close. If you haven’t noticed that from everything I share, then you must be the type of person that goes out of your way in search of drama/negativity.
Unsolicited advice-givers “typically betray a powerful need to prove to themselves that they could deal with your difficulties better than you could ever be expected to. And also that the depth and breadth of their intelligence, knowledge and comprehension indicates a still more general superiority over you.” This article is 1 of my favs (from Psychology Today, entitled “What You Should Know About Advice-Givers”). As a psych major, this is something I studied in-depth & subsequently, I make a very strong effort to NOT go out of my way to offer advice unless asked. The IMPRESSIVE IRONY is that I’m literally talking about the unsolicited advice from Budget Enemy & then receiving unsolicited advice 🤦🏻♀️🙄😬.
99% of the messages I’ve received in response to my story have been appreciative & I know most of you can relate. That’s why I’m sharing. I also know that there will always be 1% that are critical. & what I’ve learned in observing around here - especially on @debtstoriches posts 😂 - is that the people with negative comments & unsolicited advice are the ones that have their own issues to deal with. They’re defensive because they’re working through their own problems. & that doesn’t mean they’re bad people. It just means that you shouldn’t let yourself be affected by them while they work on themselves.
I come on here and ask for advice often! & I’m so appreciate of the advice I’m given, whether it’s advice I end up following or not. But going around giving out UNSOLICITED advice doesn’t help anyone.
I try to keep my page (& my life!) super upbeat, happy, & used to spread lots of love & motivation. I try to avoid posts like this, but I felt like it needed to be said. 💗😘👋🏻
Some call it a Man Crush. I have a distinct admiration for Mr. Ed Sheeran. Admit it, you probably have it for him too. Luckily I have no space on the walls for his posters or else you would think I have a real problem. Enough about me - Ed has DRIVE, is ultra talented (he stands on stage for more than an hour with no back up singers, no band, in front of 40k people and sometimes more! Belting out songs that will be with us decades from now) and he is a Down to earth good dude. One of my wishes is to meet Ed one day, listen to him play in a smaller venue, soak in the talent, and dance like no one is watching with my kids and @cakongsum - A family pic with Ed Sheeran. Wouldn’t that be cool?!? Anyhow, I put this one up because I want to encourage my brothers and sisters to
#setyourheartonyourpassions and #gogetit !!!! 💪
0 634 minutes ago
É um erro bem comum que as pessoas cometem: vender o seu tempo diretamente por dinheiro e esse ser o único propósito da venda . Se você não está constantemente pensando em meios de evoluir na sua carreira , de gerar renda passiva e de se tornar livre no futuro , logo você perceberá que vendeu muito barato a melhor parte da sua vida .
Lembre se que a felicidade não usada hoje torna-se muito difícil de ser usada no futuro , portante não a desperdice !
The reason why I added $5.5k to my debt, vs. THE reason why I added $5.5k to my debt. (Swipe)
My beloved beetle, the car I had wanted since I was 3 and the one that was my very first car, broke down on me after my mechanic in OK did some bad work on it, which led to its engine almost falling out because it wasn’t bolted in correctly.
We had to make a decision and we had to do it quick because we needed two cars to keep our two jobs with drastically different schedules. So we did, and we ended up buying this 2013 Ford Focus SE hatchback, only to find out later that it needed an extra $3k of work done to it, which is now all work in progress. We paid some of the registration fees and first oil changes and what not with some of the loan money, since the car only cost us 4k, and we’re now budgeting for the rest of the work needed on the dual clutch for then power shift transmission.
Overall, I’m not disappointed in the decision we took, and I think we’ll be able to get it paid off soon! What about you guys? Do you have any car debt? ———————————————————————— #Budget#budgeting#babystep2#babysteps#financialpeace#financialfreedom#daveramsey#debtsnowball#debtfreejourney#debtfreecommunity#fpu#frugalliving#zerobasedbudget#money#frugal#financialindependence#livelikenooneelse#moneymanagement#debtmanagement#car#ford
❤️Double tap if you agree🙌🏾🙌🏾 People,places, things all level up when you do or stay stagnant when you dont!
Don’t allow fear of the unknown stop you from becoming your best self. When you change, the things around you change, so be ready for the new!
Changing up your finances??...Oh Mannnn...things def aren’t the same! But you will be soo much better for it! You will feel like you are missing out, but feelings only last a few moments and we only want lasting impressions around here, not the fleeting!
Get you finances right for 2019 and keep your finances right for life! Check out the reeducation levels on the link in my bio!
I was about as coordinated as #Bambi trying to ice skate 🦌⛸️
7 55an hour ago
Do you take advantage of your spare change? 💰
I have been amazed at how much moving to the envelope budgeting system has filled up our change jar! Of course, it seems like a no-brainer that using more cash will lead to more coins, but it’s just not something I even thought about. 🤪
I have always rolled our coins and used them for a specific purpose, and more times than not that purpose would be our vacation spending money! Now that we are filling up our change jar MUCH more often, it’s exciting to see where I can use it now! I’m thinking Christmas fund for the next batch! 🎄
🚨 I would just like to point out that I hand roll my change and do not use Chang counting machines because they charge around 10%!!! That’s crazy!!!! Earn that 10% by rolling your coins and save that money!
HOWEVER, I just learned that Coinstar offers a NO FEE option of putting you money on an e-gift card. I don’t know much more than that, but I did see Amazon is an option!! I’m considering trying this out for all our pennies that I have been avoiding. 🤦♀️
Anyone used this option before? I’d love to hear about your experience with receiving the e-gift card!
I talk a lot about past mistakes but I want to also start focusing on past successes because while it can be helpful to look at the mistakes to spur future change/growth looking at what I did right is a mood boost
First up: not being afraid of change. I grew up moving around so the thought of moving away from my family and friends wasn't as daunting for me as it might be for others but I knew for me to scale my chosen career I needed to be in NYC. Had I stayed where I grew up I likely would've maxed out at around 150k or so salary wise in my field
When I moved to NYC my starting salary was 55k. I now make more than 4x times in less than 10 years that due to being strategic. I chose an industry specialization (asset management) where I knew the possibilities were limitless and moved around to new positions and companies when I felt like I was getting stagnant. I typically get along with everyone and like my co workers but at the end of the day I realize if it comes down to it they would have no problem letting me go so I have to look out for my best interests ultimately
I have the itch to leave now and get recruiters emailing me on LinkedIn all the time but since I want my next move to be entrepreneurial I plan to ride it out here. I know there is still more room to grow financially in my current role so that helps in the decision. For anyone else this might be a dream gig but I don't envision myself sitting at a desk working for someone else's legacy so I am striving for more. That said it's not lost on me how blessed I am currently, I am making more now than my parents ever made. Now I just need to work on keeping more of it
As I've been recruiting "weird and wealthy" guests for Season 2 of the Weird & Wealthy podcast, I've received several responses that they appreciate the invitation but want to postpone their appearance until they have more money.⠀
Now, I've been in the financial space for all of my adult life. I've worked with C-suite executives who made 7-figure salaries who still didn't consider themselves wealthy and I've held space with digital nomads with barely 4-figures in the bank who did.⠀
So what gives? I'm going out on a limb here but I don't think this is an issue with clarifying a definition. In fact, I looked up "wealth" on Dictionary.com and it says 1. a great quantity or store of money, valuable possessions, property, or other riches 2. an abundance or profusion of anything; plentiful amount. ⠀
To me, a wealthy life has very little to do with how many dollars you have. Sure, the money helps, but it's only a piece of the equation. Wealth is great health (physically and mentally). It's a supportive and nourishing network of friends and/or family. It's the freedom to make choices for one's own behalf. It's spiritual satisfaction. It's clean water and indoor plumbing. ⠀
Now, I totally understand how sometimes we don't feel particularly "wealthy" in all of those areas. I'm struggling with a couple of my own right now. But if we are wealthy in one area, doesn't that make us wealthy nonetheless?⠀
I'd love to hear if you're resisting identifying as wealthy and what that looks like to you. Or do you now consider yourself wealthy now even without a bunch of commas and zeros in your bank account balance? Comment below!
1 11 hours ago
Sooo EXCITED to announce the MAGNETIC MONEY MIRACLES program starting TUESDAY Oct 23rd!! Have only offered this in my Premium Program for the past 3 years.
Now YOU can participate - and because it's a Pilot Project for me (trying out Zoom and the new portal) it's being offered at a discounted tuition right now: Check it out: www.innerroadtoriches.com
It's an up-leveled version of Dare to Create Money which will include group "Belief Repatterning" and Live Zoom sessions to learn the 30 Day Money Attraction Formula. Plus a brand new membership portal!
The miracles have already started for the registrants. You can also find out more info at: becomemagnetic.com/money
If you want Money Miracles you won't want to miss this program. It's astounding what occurs for those who use the Formula for only 10 minutes a day! 😄😄😄 #flow#freedom#financialindependence#attractmoney#moneymagnet#aloha#empowerment#oneness#mindsetofgreatness#manifest#higherself#goddess
Do people ever hate on you for saving money?
Do they call you cheap?
Do they make you feel like you're wasting your youth by saving your money?
I will never consider myself cheap. I buy quality items that will last. I always pay my fair portion and what I owe.
I'm just all about squeezing the value out of a dollar.
All dollars have the same potential but their value changes drastically depending on what we do with it.
A dollar spent grabbing subway just to eat it in your cubicle = low value
A dollar spent eating out with good friends = solid value
The exchange may seem similar on a spreadsheet but the value could not be more different.
Our Vanguard paperwork finally came in the mail for our recent shares purchases. I’ve already filled in and sent back our W8-BEN forms which will reduce our tax rate on VTS and VEU which are both domiciled in the US. It was much easier than I expected!
22 1428:09 AM Oct 1, 2018
Keep setting goals to reach your dreams. What goals do you all have? ✨
13 36311:41 AM Sep 24, 2018
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