🚨JUST CONFIRMED🚨 The next Vanquish site and our 11th CRIB development is...coming to Forest Hill. CRIB 11 is planned for 2019, enquire now for the latest updates and details🎉🎉 #loveyourcrib#allforoneoneforall#vanquish
2 383:07 PM Jun 8, 2018
Dreaming back to the beautiful grounds of @ysl Marrakech 💭 ||
Well I bloody went and done it! First 5k park run smashed! Although it feels amazing I think I'm going to keel over and die. 😩😩😩 my time will be bad because at least a third of it I walked but at least it's something to work on, I wasn't first in the race but certainly wasn't the last. Some people might think 5k big deal but for someone not so long ago who couldn't even walk up one flight of stairs without getting out of breath this is an achievement. So I am now going home to have a well deserved shower and a very large brunch! ❤️❤️😋😋😁😁
“Do I have enough money in retirement?” I hear this question quite often. Simple question but complex answer. There are certain things that you can do to see if you are on track.
Generally speaking, you should have 8 to 12 months of final salary saved up. Typically you would need more if you retire earlier or less if you decide to work longer. Add in social security or a pension and this should give you a good assessment of what you have on the ASSET side of the balance sheet.
Then subtract the LIABILITIES such as mortgage payment, real estate taxes, utilities, home insurance, auto insurance, life insurance, health insurance, car payments and maintenance, gas. This should give a general idea of your expenses. A lot of people don’t realize how much is actually” going out of their pocket” until they put it on paper.
Prepare for “unknown” risk. This risk can be devastating to your financial well being. The major cause of this is health-care cost for a unknown illness to a family member or having to take care of elderly parents. These situations can be mitigated with proper planning.
Making your money grow with proper asset allocation in your portfolio is extremely important. First, it’s good to know your risk tolerance. This is usually put into three categories. Conservative; Moderate; Aggressive. Get to know this and it will allow to construct a portfolio that suitable for you ideally with the help of a trusted advisor.
Sound preparation and due diligence are required to make sure that you live the lifestyle that you worked so hard for come retirement.
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Extracting dust from an internal dining room with no windows! Messy job pulling down the 100+ year old lath and plaster ceiling to add in steels to support the joists following a chimney removal! #westandhill
20 Blue Jays Way - STUNNING building with so much charm & character #lobbygoals, am I right?! Congrats to my wonderful clients!! I'm so lucky to work with such amazing people. Thank you for trusting me to find your perfect first home together!! 💑🏢 Are you looking to lease in Toronto? DM me with any questions, I would love to help you too 🙋🏼