Coverage. Cost. Provider. You’ve got options. With a Navigate consultant working for you, it’s easy to find the right fit. We’ll narrow down your best options from a wide variety of plans and products from the many insurers we work with. Our strong relationships allow us to negotiate competitive rates and plans to present to you. It’s hassle-free, one-stop shopping at it’s finest.
Para empresarios responsables como tú, Liberty te ofrece una cobertura en caso de algún accidente que pueda tener uno de tus colaboradores durante el ejercicio normal de sus actividades. #LibertyTeRespalda 🗽
❌ Health insurance reform passes the Senate ❌ On the 10th of September 2018 the Government decided to remove 17 natural therapies from your private health insurance rebates as of 1st April 2019.
The decision is a very disappointing and saddening message to Naturopaths and Healthcare Practitioners. It clearly demonstrates the lack of understanding and validity in what we do, our strengths, knowledge and growing evidence base to support our practice and how we help our patients. .
Naturopathy and Herbal Medicine is extremely effective in the treatment and relief of chronic health conditions. It is a highly cost-effective way of reducing the the burden that chronic disease currently places upon our healthcare system. This decision also fails to acknowledge the preventative health care and health promotion role that Naturopath's play. .
It does not support you and your choice to fund your own healthcare choices. .
Unfortunately it is not only Naturopath's that are removed from health rebates, other modalities that assist management of chronic pain and help you stay fit and health have also been cut. .
Practicing natural medicine will remain perfectly viable and legal within Australia. Each healthfund will continue to make it's own recognition rules for these treatments. .
So, what can you do? ✔️ Make sure to use your rebates between now and April 2019. ✔️ Call your health fund and ask them what their plans are, as they can still choose to offer coverage. If they don't, you could choose not to stay with them. ✔️ You may also like to visit
What are people who don’t have health insurance, don’t have money but have a mental health condition supposed to do in this country? I remember years ago when my Kaiser health plan was changing so I had to reapply, but when I did I got rejected for a pre-existing condition. After years of getting treatment through them I was just dropped and left on my own. My job didn’t have health insurance so I had to start using my credit cards to find a new doctor and pay for meds and labs out of pocket. Luckily I had good credit or I would’ve been screwed! Anyone who has a debilitating mental illness knows that life is hard enough to navigate but without health insurance it’s a nightmare! I eventually got free health insurance for being poor with kids, but what is everyone else supposed to do? I have to credit myself for being super strong and staying on top of my mental health, but many don’t have that strength. Many know that something is wrong, but they don’t know where to go or where to start. Some have been asking me for advice on where to start, but I don’t know what to tell them. I know of BetterHelp.com where you can “see” a therapist for $35-$80 a week, but besides that I don’t know what to suggest. Can any of you suggest any websites or organizations that help you find help in your area? #nohealthinsurance#mentalhealth#helpmehelpothers#healthinsurance#betterhelp#needhealthinsurance#bipolar#anxiety#ADD#depression#bipolarmeds#ourcountryisbackwards#preventativecare
1 145 hours ago
$3.5 billion. That’s how much stress-related absences cost Canadian employers each year. A comprehensive, cost-effective health benefits plan can alleviate that stress by giving employees access to natural therapies & helping them with stressful Prescription drug costs. And that’s just the tip of the iceberg. The right group benefits plan can save your business money. It makes cents. .
To stay healthy, you need preventive care. It will help save you the worry and headache of being sick. #Health#HealthInsurance
1 38 hours ago
Repost @sirpennypacker with @get_repost
😥🔊 #disgusting#thisisamerica#liveyourlife#vote — On June 1, 2017, Alec Smith had just turned 26 years old and had to move off of his mom’s #insurance plan. He also had type 1 #diabetes, and between the unaffordable health insurance options on the market and rising insulin costs, he decided to ration out his remaining medication. Within 27 days, he died of an insulin deficiency.
“I was absolutely stunned,” Smith’s mother, Nicole Smith-Holt, 47. “I would’ve never predicted that that’s what would have taken his life.”
Now, she is fighting to make sure this doesn’t happen again to people in need of the life-saving medication.
As Smith neared his 26th birthday, they knew he would need a new #healthcare plan. He was a manager at a local restaurant in their hometown of Richfield, Minn., which meant his salary was too high to qualify for Medicaid, but not enough where he could always afford his insulin.
“We were forced to go to the marketplace to look for private insurance,” Smith-Holt explains. “What we were coming up with was a huge range of prices,”.
“I thought it was absolutely ridiculous, I don’t know how anybody affords it,” “$450 a month, for a single person to reach that $7,600 deductible — if they didn’t have a chronic illness they’d never hit that. They’d be constantly paying 100 percent. It’s like not having insurance at all.”
They decided that it wasn’t worth paying the $450 a month for insurance, only to then pay the $1,300 or so for his insulin supplies each month until he hit the deductible.
“He decided that he would just hold off on purchasing the insurance and pay out of pocket for his insulin supplies while searching for a new job...with benefits so he would have employer-paid #healthinsurance.” Smith-Holt says.
Unbeknownst to his friends & family, Smith couldn’t afford even a month of his #insulin, rationed his injections.
A week before payday, he couldn’t afford his meds, “so we felt that he was stretching it to last until the next paycheck,” his mom says.
And on June 27, Smith was found dead in his apartment.
Relatively healthy? About to get off your parents plan? Paying too much with your current provider? Looking for a PPO that’s affordable? Well there’s good news for you! MAJOR changes in new Healthcare plans. No longer do you need to wait for open enrollment to get into a Great healthcare plan. Contact me if your looking for a plan or just information on how to enroll!
All my fellow workout warriors or CrossFit killas! Don’t neglect the fact that our regimen can possibly result in an untimely injury. Most people that don’t have a great health insurance plan through their employer are going without due to the financial burden. Please do yourself the favor, and reach out to me. I am helping so many people be protected and save money! 🙌🏼. #healthcare#healthinsurance#crossfit#health
In a report based on employment practice litigation published by Hiscox, California businesses are 40% MORE LIKELY to be involved in an employee lawsuit than the national average. If you’re a business owner, you MUST look into EPLI. Visit DrissInsurance.com for details.
1 179 hours ago
Should you get screened for prostate cancer? The answer is different for each man. Talk to your doctor about your personal risk for prostate cancer to figure out what is right for you. Call us today at 352.732.6599 to schedule your appointment!
• Get Covered •
Buying health insurance is important to protect you from unexpected emergencies that could threaten financial security.
Different types of major health insurance plans include Obamacare, employer-based plans, Qualified Obamacare, catastrophic plans (<30 y/o), and government-sponsored plans (Medicare/ Medicaid). Based from the 2016 national health survey, 10.4% of persons 65 and under were uninsured. The lack of insurance coverage is associated with 45,000 deaths per year.
Health insurance comes with varying degree of coverage and It is important to choose a plan that fit your budget and meet your needs.
Major types of plans:
HMOs: least freedom to choose providers; least amount of paperwork; primary physicians provided to issue referrals to see specialists.
PPOs: moderate freedom to choose providers; referrals aren’t needed to see specialists; more paperwork if you see out-of-network doctors.
EPOs: moderate freedom to choose providers; little paperwork; referrals aren’t needed to see specialists; no coverage for out-of-network providers (other than in an emergency).
POS: HMO-PPO mix; more freedom to choose providers; moderate amount of paperwork for out-of-network physicians; primary physicians provided to issue referrals to see specialists.
Medicaid: insurance to cover for those 65 and older, regardless to income.
Medicare: insurance to cover for those in low income.