No te pierdas las actividades que tenemos preparadas para la celebración de la Independencia de México este domingo 16 de septiembre en Fiesta Plaza! Más información
¿Necesito una póliza del seguro “paraguas” (Umbrella)?
Este tipo de seguro no es necesario para todo el mundo. Piensa si es probable que alguien te demande y cuentas con el dinero para cubrir estos gastos extras. Si esta probabilidad está alta, por ejemplo, si eres dueño de varias casas y las alquilas, si tienes varios perros agresivos o si tienes hijos adolescentes y ya conducen, puede que necesites comprar una póliza de seguro “paraguas” (Umbrella).
Visita nuestras oficinas en SC o G o llámanos al 470-290-9898. Nosotros te asesoramos!
Do I need an "umbrella" insurance policy?
This type of insurance is not necessary for everyone.
Think about whether it is likely that someone will sue you and you have the money to cover these extra expenses.
If this probability is high, for example, if you own several houses and rent them, if you have several aggressive dogs or if you have teenagers and are already driving, you may need to buy an umbrella insurance policy.
For more information visit our offices in GA or SC or call us at 470-290-9898 .
*Fun Fact* High X-mod and losses are what is sky rocketing your premium! Take control over your Workers’ Comp. insurance today. We have the necessary resources that are proven to better a workplace internally-outward. Repeat with me *Micro to Macro* *Micro to Macro* 🙌🏼 We a ready to become your partner! Give us a call today, 1-800-947-6543
Happy Wednesday Y’all!
I will be answering insurance questions weekly on my posts... .
*Business * Work Comp * Professional Liability *
Home *Auto *Life *Boat *
Yesterday, a mortgage consultant asked me:
Do I need Business liability insurance if customers sign a waiver?
A waiver or release form is a contract design to shift liability away from the business with the consent of the customer. Waivers are meant to significantly alter the legal Landscape from the place where the business is responsible to a place where responsibility lies more with a customer. However in the event that a customer makes a liability claim, release forms may not always be enforced. If a business is found grossly negligent, the legal bodies overseeing the claim may ignore the waiver all together.
That said, it’s possible a waiver could help your business avoid some liability claims. However, consider seeking legal counsel first. Have a qualified attorney draft your waiver, and get guidance on how and when to have the customer sign the waiver.
Still, waivers are not impervious and may leave your business vulnerable to liability claims. In the event that a customer does make a claim against your business and the waiver is not enforced, this is liability insurance can help cover the costs of the claim.
One of the most important ways successful businesses protect their assets it’s by ensuring they can survive big hits.
Large threats-such as data breach, or liability claim-have the potential to devastate your business in the blink of an eye.
Make sure your business is protected at a minimum, you probably need general liability insurance, and if you sell goods and services you may need professional liability insurance as well.
Be part of our Businessowners Insurance program for as low as $100 a month. 👩🏻💻
3 426 days ago
Today, as we find ourselves at the 17th anniversary of the September 11, 2001 terrorist attacks on our nation, Matsen Insurance Brokers wants to take a moment to remember those who lost their lives in this tragedy. While many were lost seventeen years ago, they will not ever be forgotten!