Hi there! If you are new to our page, here's a quick introduction: Life Happens is a nonprofit dedicated to helping consumers make smart financial decisions - specifically related to getting the life, disability, or long-term care insurance coverage they need to protect themselves and their loved ones. We know financial planning for life's unknowns can be daunting, so we're here to help with tips, resources, and inspiration to get you started. For more, follow us on Facebook or Twitter @lifehappens. We don't endorse a specific product, company, or insurance provider. // If you're here as an insurance agent, 👋 hi! You are welcome to post or share any of our content. Please credit @LifeHappens. If you'd like to customize our content, visit lifehappenspro.com to learn how.